Wholesale Funding

Wholesale funding is financing sourced from institutional investors rather than retail deposits, common in the banking sector.

Benefits

Wholesale funding provides financing from institutional investors, boosting financial flexibility for banks.

Frequently Asked Questions

What is the difference between retail deposits and wholesale funding?

Retail deposits come from individual customers, while wholesale funding is sourced from institutional investors and large entities.

Where does wholesale funding come from?

Wholesale funding comes from institutional investors, large deposits, or financial markets, rather than retail deposits.

What is the difference between retail banking and wholesale banking?

Retail banking offers financial services to individual consumers, while wholesale banking serves large organizations, corporations, and institutions.

Key Takeaway

Wholesale funding secures financing from institutional investors, enhancing financial flexibility for banks.